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Please note that the RTP may change from time to time. For accuracy, see the information of the slot game in question (accessible by clicking ’Play’ on the game logo from our ’All Games’ tab. You’ll need to be logged in to do this)Free Online Slots – No Download Or Registration RequiredWheel Of Fortune
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Above, you’ll find a selection of free slots that you’ll likely recognize if you’ve ever been to the Las Vegas Strip.
These are the tried-and-true favorites. From Monopoly to Cleopatra, these are loved at both online and land-based casinos for their exciting gameplay, unique themes, and incredible winning potential.
Playing free slots online is one of the best ways to try out these popular titles and practice your strategy. Many players also enjoy free play to relax and experience casino fun risk-free.Where To Play Online Slots?Free Slot Machines
The fastest and easiest way to play online slots is to find free slot machines. Of course, this page features 10 of the best free online slot machines that you can enjoy right now.
But this isn’t the only site that hosts free slot machines. Thousands of sites host a free version of some of the most popular titles in the world. In fact, if there’s a slot you played at a casino that you’d like to revisit, a simple web search would likely pull up the free version.
You can play free slots via your desktop or mobile browser. These streaming versions of the game require nothing more than a click, and you can start playing. Another option is to play free slots apps, and many exist in both Apple’s App Store and the Google Play store for Android.
The reason people play free slot machines is for a variety of reasons. The most common is simply for entertainment. Like some would play mobile games like Candy Crush or Words with Friends, fans of slot machines like to play the free versions every now and again.
Another good reason is to practice on the free version and take what you learn to the paid version. The goal is to get more wins or improve your Return to Player (RTP).Legal Online Casinos
Legal online casinos with paid slots only exist in a few US states:
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If you’re not physically located in one of those states, playing real-money online slots is technically breaking the law. At the very least, the online casino operators are violating the law by offering their games to people in the state.
However, the consistent introduction of online gambling legislation in states across the country means that list may grow beyond these five states in the future.
In states where online casinos are legal, you can deposit money, bet on the slots, and withdraw any winnings. Like the brick-and-mortar casinos, the most popular slots at the online casinos have progressive jackpots, which can grow to over a million dollars.
You can also play any of the slots at online casinos for free in “demo mode,” where you’re using practice credits instead of real money. You can often do this before you even create an account. Sweepstakes Online Casinos – Slots For Cash Prizes
In all of the US except for the State of Washington, you can legally play at sweepstakes casinos, a category of social gaming that also includes online poker and sports picks. This is a great option in states like California, Florida, and Texas, where real money online casinos are prohibited.
The two main sweepstakes casinos are Chumba Casino and LuckyLand. Both offer a large selection of slots that you can play for two different types of currencies: Gold Coins or Sweeps Coins.
Gold Coins are used simply for fun and can’t be redeemed for a cash prize or gift card. However, you can also play in Sweeps Coins. Any Sweeps Coins that you win can be redeemed for cash prizes or gift cards. You just need to have the minimum number of won Sweeps Coins before you can redeem.
Casino gods sister. To receive Gold Coins and Sweeps Coins, no purchase is required. Once you join, you’re given both types of coins for free to play with. You can also purchase additional Gold Coins. Some Gold Coin packages of include Sweeps Coins.
Check this out to learn more about How To Play Sweepstakes Casinos.How To Play Slots For Fun Online
Playing free online slots is the same as playing paid online slots, minus the need to deposit any money or even create an account. That’s why playing slots for fun online is free in every US state, including the State of Washington.
You can play any type of slot for free. This includes classic three-reel slots as well as 3D five-reel slots with immersive bonus games and other special features.
The gameplay, including the odds of winning, is the exact same between the free slots and the paid slots. However, if the slot normally has a progressive jackpot, that will be absent from the free version.Do you need to sign up or deposit to play free online slots?
No. And, in most cases, there’s no way to create an account much less make a deposit.
However, some land-based casino websites, which do offer player accounts, have free online slots on their website. This came into even more prominence during the COVID-19 pandemic.Can you win playing free online slots?
Yes. Just like in the paid version, you can win without limits on the free online slots. But what you win is additional freeplay credits, and refreshing the web browser will reset your bankroll.How Do Slots Work?
Slots are by far the most popular casino game for a few key reasons:
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Once you know the basics of slots, you’ll be able to play any type that you’ll come across. While each title can seem wildly different, they all work in fundamentally the same way.
The object of a slot machine is for a winning combination of symbols to appear when the reels stop. This is true whether it’s a three-reel or a five-reel slot.Setting Paylines
A winning combination of symbols is based on paylines that run across the reels. A slot can have as few as five paylines or over a hundred.
Usually, the symbol combinations are left to right across the paylines, and each payline can win independently. That means the more paylines you play, the higher your chances of scoring a payout.
In slots, wins are multipliers, not set amounts. So if you’re playing a slot with 25 paylines and your total wager is $5.00, each payline would have a value of $0.20. If one scored a 100x multiplier, you’d win $20.
To play all paylines for the highest possible value, you can select “Max Bet.”Should You Always Do Max Bet?
No. You should always play with however much you’re able to lose.
However, playing max bet does two things: gives you the best chance of winning the highest possible prizes.
Further, you may need to play Max Bet to qualify for certain prizes, including the progressive jackpot. Check the rules of the specific slot to make sure.Slot Payback (AKA Return to Player)
A slot’s payback is how much a player can expect to keep of their bankroll based on the average net wins. This is also known as Return to Player (RTP). A high slot payback is 90% or higher, and a low slot payback is 70%.
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Desert Treasure slot is a real traditional style slot from Playtech, but it is still one of the most sought after games around in online casinos. The game is based in a sweltering hot desert and is really a game made for the Sheikhs with its opportunity to bet 1000 euros a spin. The game comes with a bonus feature, free spins and wild symbols that together with the high stakes bets make for hugely entertaining game playing. The whole atmosphere has an Arabic feel to it with the symbols and sound effects whenever you get a winning bet line from the 20 bet lines on offer in Desert Treasure slot.Desert Treasure Slot Game
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The Four Kings Casino and Slots boasts outstanding quality of graphics to make players’ simulated casino experience all the more exciting. The game is built around extravagant 3D avatars, various customisation features, and environments. What makes the game even better is the range of player interaction options. To us, though, the jewel in the crown are the numerous fun animations, which really take the gaming experience to a next level.
The game is surprisingly detailed in terms of audio. The provider has achieved a balance between background music and other sound effects, and the result is an unobtrusive ambient music, which represents just another way to immerse players. The attention to sound effect details is what really amazes – the provider has even incorporated different sounds to suit different floor types.Plot and Gameplay
As it is an MMO, Four Kings Casino and Slots has a more loose storyline than other video games. The main feature of the game is that the player progression is easy and accessible to everyone – regular gameplay rewards players with numerous customisation options as an addition to the already available ones.
Without a doubt, what makes the game worth a try is the gameplay itself. Essentially this is a simulation of an online casino gaming experience, which provides players with an endless array of casino games to try.
The Four Kings Casino and Slots can be played by anyone – from experienced players to newcomers. Players are provided with all the necessary tools to learn how to play at their own pace. It should be noted that gamers play with free chips, but it can take some time to earn those. Alternatively, those who do not want to wait can purchase chips for play.Fun QuotientThe Four Kings Casino And Slots Ps4 Not Loading
To put it simply, the game is incredibly fun to play. It is a unique mixture of free casino games and the MMO video game genre, which gives players a truly immersive online gambling experience. Additionally, we really like it that the developer does not push for microtransactions, but instead focuses on the overall gambling experience.The Four Kings Casino And Slots Ps4
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Finally, the Four Kings Casino and Slots boasts thrilling visuals and sound effects, which testify to the developer’s attention to detail.About the developer
As mentioned above, the Four Kings is a product of Digital Leisure, Inc. – a Canadian company, which has been designing games from 1997 onwards. Ever since its foundation, the company has remained focused on the development of more than 20 titles across various video gaming platforms. Zorro slot game.
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Miss Kitty Slot Game Review. Animal related theme is also popular among various free online slots at Slots Pill. Aristocrat games developing company which is one of the leading gaming suppliers in the casino industry also has in its arsenal the video games devoted to cute animals. One of these models is known as Miss Kitty slot game. The Aristocrat software company’s Miss Kitty featuring as an urban cat is an enjoyable online slot game. Miss Kitty is so popular that the game appears on the ‘Aristocrat Wonder 4’ series, where players can play four slots all at the same time. The free version of Miss Kitty slots is available on desktops and laptops. If you don’t want a slot that it too serious, then Miss Kitty is well worth a spin. It is available to play on your desktop, tablet and mobile device, whilst also being totally free to play, so you can give it a whirl without the worry of losing any money. The Miss Kitty theme. Bridge card game rules.
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This is not the most interesting slot, even by the simple yet playable standards we are used to from Aristocrat. Wins are smaller during regular play with this game, which saves it all up for big bonus feature prizes involving many sticky wilds. You can get the odd bigger win, thanks to some of the reels being stacked during normal play – though this seems to be the exception rather than the rule. If you enjoy a higher variance game, and do not mind that crazy-sounding ‘meow’, then why not take Miss Kitty for a spin?There are 50 lines on this slot, which is a step up from the usual 25 that Aristocrat uses. You can select any number you wish, and choose your coin denomination from just 2c. This makes Miss Kitty a $1 slot at max lines. With stacked symbols in play, it does make sense to stick to the maximum number of winning lines. There is an auto spin function, and the ability to gamble your smaller wins on the flip of a playing card. Standard pay-outs are fairly small in this game (though with 50 lines, there will be quite a lot of them). The fish is the biggest payer, worth 100 coins for 5, with the bird, mouse, milk and string each worth 75. The standard set of playing card symbols, ace down to nines, makes up the rest of the wins. There are two more symbols to cover. First the cat, which only appears on reels 2, 3 and 4. This is a wild symbol, with the usual rule of substituting for everything except the scatters. Those scatters are the full moon symbols; these appear on the first 3 reels only. If you get all 3 you go to the free spins round, starting with 10 spins.This is a standard Aristocrat free spins game, with one interesting addition. Every time you get a miss kitty symbol on the middle 3 reels, it becomes sticky for the remainder of the round. This means you can get some big wins, especially on the last few spins of the bonus feature. You can retrigger, though only for 5 spins each time. Since the miss kitty symbols can get in the way of the full moons, you can have both sharing a reel if required during this bonus. They will alternate on the reels to let you know that both are there.Kitty Slot MachineMiss Kitty slot is not ground-breaking by any means, but the free spins feature together with the sticky wilds can give players a shot at some big money. The gamble feature can help enhance those wins even further, but it’s not enough to keep us coming back for more.
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Zorro Slot Zorro is a fictional character created almost 100 years ago by Johnston McCulley. Ever since then, there were tens of movies, cartoons and other books portraying his journey helping commoners and saving them from various villains.
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*If you forgive the 8-bit graphics, the appalling sound, and the cheap animation, there’s actually quite a bit to enjoy about Aristocrat’s swashbuckling slot, Zorro. OK, it might not have the bonus features of the Aztec-themed Fire Light or the slickness of travel-inspired Big.
*Zorro was a masked vigilante who would aid normal people against corruption and crime. If that was a movie you enjoyed as many others did, you are probably going to enjoy the online slot of the same name. Developed by Playtech, The Mask of Zorro video slot has 5 reels, 40 paylines, and a.
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The Mask of Zorro is a Playtech slot machine with storyline and idea borrowed from famous Hollywood production featuring Catherine Zita-Jones and Antonio Banderas. Thanks to the graphics and symbolism in the online slot, you will immerse into the 19th century and learn about the battle that Don Diego is fighting to protect the Mexicans.
As you enter the slot, you will find an animated fire at the screen edges, firing up the atmosphere and mystique of the game. It is certainly no more difficult or different from the other products of the provider. In the following review, we will look at the way of betting and all the bonus features.How to bet on The Mask of Zorro slot
The video slot has 40 pay lines. From the Line Bet field, the number of coins per line has to be selected, which multiplied by 40 forms the final bet per spin. Its value is described in the field “Total Bet”.
In addition to manually rotating the reels, you have access to the Auto-spin function. You select the number of automatic spins, and the game performs by itself. Below is positioned the “Turbo Mode” button, which boosts the screen action. The reels start to spin faster, and the combinations load on the screen in less than a second.Game bonuses and jackpots
The Mask of Zorro slot offers two bonus features. The first is randomly activated and adds 4, 7, or 10 Wild symbols to the screen. That results in a better winning combination and higher profits generate.
The other function is activated if “Bonus” symbols appear on the first, the third, and the fifth reel. Six candlesticks pop up on the screen, and you have to select two of them. They carry free spins and multipliers, which are added to the 5 FS and multiplier x1, which were pre-given.
You can earn a maximum of 15 free spins or x3 multiplier, but not both at the same time. During the bonus level, the appearance of WILD symbols increases, which guarantees a significant increase in successful combinations.Game symbols and odds
The best-paid is the Wild symbol “Zorro Mask”, which carries an odd from 100x to 1000x. Next in value is the symbol of Don Diego, which pays 500x on 5x screen appearances, the other highly regarded symbols are the face of Elena, Don Rafael Montero, and Captain Harrison Love.
The slot also includes six playing cards, arranged in their traditional order – A, K, Q, J, 10 and 9 (in descending order).
We have to admit that the Playtech slot does not distinguish itself with functionality and highest returns (according to the latest data, it is 94.99%). Still, it guarantees long-lasting fun and good volatility.
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The Mask of Zorro slot is played around the world by Zorro fans. You can play the slot in the following online casinos:
In our platform, you can find a large number of casino games, as well as many offers and promotions. For people who do not like risk, we have prepared great offers in the form of free spins.Frequently Asked Questions about The Mask of ZorroWho is the manufacturer of The Mask of Zorro?
The game software developer is Playtech.How many lines does The Mask of Zorro slot have?
The slot has 40 lines.How many reels does The Mask of Zorro have?
The slot has 5 reels.What is the return to player (RTP)?
Return to player is 95%.Zorro Slot MachineWhat is the theme of the slot?
It is part of the so-called “movie slots”.What is the minimum bet per line?
The minimum bet is 0.10.What is the maximum bet per line?
The maximum bet is 100.What is the maximum profit?
You can earn up to 100,000.
Enjoy one of the popular and beloved slots of all gambling fans, namely The Mask of Zorro, and have fun playing it. The Mask of Zorro is one of the most famous Playtech slots that you can play completely free online with no registration, downloading or saving needed – directly at the Casino Robots website. You can play The Mask of Zorro from your smartphone, tablet or computer without any restrictions. See more similar slot games in the categories listed below:
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Zorro is a fictional character created almost 100 years ago by Johnston McCulley. Ever since then, there were tens of movies, cartoons and other books portraying his journey helping commoners and saving them from various villains.
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While other companies are releasing dozens of games related to Marvel and DC superheroes, Aristocrat decided to go with the mystical and unique character by the name of Zorro.
As the priority was to make the game look as realistic as possible and putting all the main characters as the symbols, Aristocrat went with the well-known structure:
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It was a nice surprise to see that the paylines are optional considering that their previous machines were mainly with the fixed version, or with the ways to win system included.
Everyone recognizes Aristocrat games by multiple unique features implemented in all of their games, and the Zorro slot machine might have the most interesting ones so far according to all the positive reviews and feedback received by thousands of gamblers from all over the world.Zorro Slots Free OnlineThe Zorro Betting RangeZorro Slots
Whether you are a low, mid or high roller, there is a perfect bet size in the Zorro slot. The two values that you can change in order to affect the final stake are:
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The minimum amount that you can place on each line is $0.01, and that’s the lowest you can find amongst all slot machines. The maximum total wager, without activating the special feature is $62.50 ($2.50 per line). This can go up to $87.50, if you decide to turn on the Zorro bonus addition.
This betting range is more than enough for all the people playing, with the exception of some high rollers who can afford to spend hundreds of dollars on a single spin. However, $87.50 is close enough to the hundred, and even if you are one of those high-rollers, make sure to give it a try as you can win up to x500 per line just from the special feature, while all 5 wilds on an active payline pay 5000 coins!The Zorro Bonus Feature
In order to have as much fun as you can by playing this game, we recommend playing for free for some time, as all the additional features differ from any other you played so far, and understanding how everything works is crucial.
The first thing to know is that both scatter and wild symbols are included in the game. Our main character is presented on the wild card and it substitutes for all the regular signs, while the barrel is the scatter icon.
Landing 3 scatters allows you to choose anywhere between 5 and 20 free games along with the multipliers ranging from x2 up to x15.
By clicking the Zorro Bonus button in the bottom right corner, you activate the Zorro bonus feature. This will cost you some credits, as the wager will increase according to the bet per line x10 formula.
After the activation, any regular sign on the table might bring one of the letters from our main character’s name. If all five letters appear on the reels, a new screen with 15 golden coins is presented. Keep clicking the coins until two matching values appear. That amount will then be immediately transferred to your balance.The Gamble Feature
If you are not happy with the value of the prize, gotten from the winning combination formed on the reels, you can always gamble all of that.
Click the Gamble button below the reels in order to get to the gambling section, where you can see a face-down card with both colors and all four suits next to it.
In order to double up the amount, pick one of the colors, or click one of the four suits in order to try to quadruple it. If your guess matches the color or the suit of the face-down card you can keep going. Keep in mind that everything is lost once the guess is incorrect.
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You can deposit between $1,000 and $250,000. 1 Annual Percentage Yield (APY) and interest rates effective currentDate for ZIP code currentZipcode Term 2 in months CD Amount. Interest rate: APY: Minimum balance: Standard CD: 1-2 months: 0.01% 0.01%: $1,000: Standard CD: 3-5 months: 0.01% 0.01%: $1,000: Standard CD: 6-8 months: 0.01% 0.01%: $1,000: Standard CD: 9-11.Personal Promotional CD Interest Rates
Effective Date: 12/30/2020Bank Cd Rates
The interest rate and annual percentage yield (APY) are effective as of 12/30/2020, and may change without notice.Certificates of DepositBase Interest RateBase APY
Relationship Package1
Bronze Tier APY
Relationship Package1
Silver Tier APY
Relationship Package1
Gold Tier APY
Relationship Package1
Platinum Tier APYBonus Interest Rate1N/AN/A0.01%0.02%0.03%0.05%Pick-A-Term 1-3 Months20.40%0.40%0.41%0.42%0.43%0.45%Pick-A-Term 7-10 Months20.65%0.65%0.66%0.67%0.68%0.70%Add-On CD 18 Months40.55%0.55%0.56%0.57%0.58%0.60%Personal CD Interest Rates3
Effective Date: 12/30/2020
The interest rate and annual percentage yield (APY) are effective as of 12/30/2020, and may change without notice.Certificates of DepositBase Interest RateBase APY
Relationship Package1
Bronze Tier APY
Relationship Package1
Silver Tier APY
Relationship Package1
Gold Tier APY
Relationship Package1
Platinum Tier APYBonus Interest Rate1N/AN/A0.01%0.02%0.03%0.05%91 Days (91-181 Days)0.15%0.15%0.16%0.17%0.18%0.20%182 Days (182-364 Days)0.25%0.25%0.26%0.27%0.28%0.30%12 Months (12-23 Months)0.45%0.45%0.46%0.47%0.48%0.50%24 Months (24-35 Months)0.50%0.50%0.51%0.52%0.53%0.55%36 Months (36-47 Months)0.55%0.55%0.56%0.57%0.58%0.60%48 Months (48-59 Months)0.60%0.60%0.61%0.62%0.63%0.65%60 Months 0.65%0.65%0.66%0.67%0.68%0.70%Ask a Relationship Banker about our Wellness Option!Additional Information
For All Bankers Trust CDs
Minimum balance to obtain APY is $1,000.00. Minimum balance for minors to obtain APY is $500.00. Minimum balance for IRAs to obtain APY is $200.00. Minimum balance for Auto-Save IRAs to obtain APY is $50.00. Penalty for early withdrawal. Fees may reduce earnings. The interest rate and APY are effective as of December 30, 2020, and are subject to change without notice. Stated APY based on 12-month term. APY may vary if another term is selected. Available only for customers holding accounts for personal, family or household purposes. Interest rates will not automatically apply to Certificates of Deposit that are automatically renewing.
1 Relationship Package Bonus Interest Rate Terms
Rate information: The interest rate on your account is the initial base interest rate stated on your CD Signature Card, plus a bonus interest rate, if applicable. Your interest rate, APY, and the applicable benefits tier may change while enrolled in the Relationship Package.
Determination of rate: The interest rate on your account is based on the initial base interest rate, plus the bonus interest rate corresponding to the benefits tier which you qualify for during the evaluation period.
Frequency of rate changes: We may change the bonus interest rate on your account every time you qualify for a different benefits tier.
Limitations on rate changes: The interest rate will never drop below the initial base interest rate disclosed to you on your CD Signature Card for the agreed upon term of the CD. If you allow a matured CD to automatically renew, the base interest rate will change to the then-prevailing interest rate for the term.
Please see information about qualifying for the Relationship Package.
2 Pick A Term
APY stated assumes a 12-month term. Please contact a banker for specific APY’s for other terms.
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APYs stated are for the term in bold print. APY may vary for terms in parentheses. Please call 1-800-362-1688 to obtain APY for other terms.
4 Transaction Limitations
Fanduel online sportsbook. You can make additional deposits to the certificate during its term, but the total of the additional deposits cannot exceed the original deposit amount. For certificates that are automatically renewed upon your election, there is a grace period noted on the certificate during which additional deposits are permitted in any amount. The balance at the expiration of the grace period shall be the “renewal balance.” After the renewal period passes, additional deposits may be made, but only up to the renewal balance for the succeeding term. You cannot withdraw principal from the certificate without our consent except on or after maturity (as the same may be extended by virtue of a renewal).
We believe in delivering the perfect client experience and place the highest priority on protecting your confidential information. For security purposes, we have temporarily suspended online access to your account.Us Bank Cd Interest Rates Today
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You can deposit between $500 and $250,000. 2 Our standard Jumbo Certificates of Deposit allow you to deposit $250,000 or greater. Annual percentage yield (APY) and interest rates effective mm/dd/yy for County, State. Standard CD rates. State Farm helps you protect what matters most with home & car insurance, checking & savings accounts, loans, and more. Get a free quote or find an insurance agent near you. State Farm Bank CD Accounts. State Farm offers standard CDs as well as Jumbo CDs, CD Specials, Step Up CDs and Trade Up CDs. Terms range from three months to five years. With the Trade Up CD, you can lock in a higher rate.Minimum Deposit: $500ProsState Farm Bank Money Market Rates
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Update: As of Sep. 26, 2020, State Farm Bank is no longer accepting new deposit account applications. If you’re looking for a new bank account, check out our lists of the best savings accounts, best checking accounts and best CD rates. U.S. Bank purchased State Farm’s deposit accounts, so current customers can also check out our review of U.S. Bank.
You might know State Farm for its insurance policies, but you can also open a few bank accounts with the institution including certificate of deposit (CD) accounts. You have six CD options available to you from 12 to 60 months long. This doesn’t allow for much short-term saving since you’ll have to wait at least a year to access your full earnings. Still, the range of terms make it easy to save toward various expenses whether an expense is coming up in a year or five years.
Plus, State Farm offers high CD rates. Its rates do benefit longer-term accounts more than the shorter terms of 12 and 24 months. So while you can still open those accounts to grow your funds, they won’t generate large yields like the accounts of 30 months or longer. Fixed-Rate CDMinimum DepositAPY12 Month$5000.25%Compare CD Rates24 Month$5000.25%Compare CD Rates30 Month Special Term$5000.25%Compare CD Rates36 Month$5000.25%Compare CD Rates48 Month$5000.25%Compare CD Rates60 Month$5000.25%Compare CD Rates12-Month Term CD Interest Rate ComparisonOverview of State Farm CDs
State Farm CDs are pretty straightforward. They don’t come with any rate boosts or extra benefits. However, State Farm’s competitive CD rates are a big perk all on their own. Earning at such high rates enables you to really grow your savings. Keep in mind that the shortest State Farm CD term lasts for 12 months which means you cannot access any part of your initial deposit for a year. You can choose to receive interest payments from your CD by check, deposited into a State Farm Bank account or simply added back into the CD. Adding interest back into the CD does allow for more growth within the account, especially with daily compounded interest.
The date your account term ends is called maturity. After your account reaches maturity, you can choose to leave the account alone for automatic renewal. You could also choose to make a withdrawal or an additional deposit. In that case, you have a grace period of 10 days starting after the maturity date. You can change the length of the term at this time, too. If you do choose automatic renewal, your balance will continue to earn interest through the grace period. Special Term CDs will renew automatically into the next highest standard term. State Farm Cd Rates
Should you need to make a withdrawal before this grace period, you’ll face a penalty. If you make the withdrawal within six days of your initial deposit or a previous withdrawal, you’ll have to pay a penalty of seven days’ interest on the principal withdrawn. For withdrawals after those first six days from a CD of 11 months or less, you’ll pay an amount equal to 90 days’ interest. On accounts of 12 to 23 months, the penalty increases to 180 days’ interest. Early withdrawals from accounts of 24 to 47 months assess a penalty of 365 days’ worth of interest and withdrawals from a CD term of 48 months or more charge a penalty of 545 days’ interest.
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These penalties often outweigh the amount you’re withdrawing in the first place, so be prepared to stash away your deposit for the entire length of your CD term. That way, you can avoid penalties and end up with a big final balance when the account matures. How Much You Earn With State Farm Certificate of Deposits Over Time
You stand to earn the most out of a State Farm CD if you open an account of 30 months or longer. These accounts have the highest rates among the bank’s CDs since the first two CDs of 12 and 24 months have considerably lower rates. You can see below that the 12-month CD earns only a few dollars over time if that.
State Farm does compound interest daily which works to grow your money faster. This means your deposit will earn interest tomorrow, that new amount will earn interest the next day and so on. It allows your initial deposit to earn more efficiently than monthly compounding, for example. State Farm Cd Rates CalculatorInitial Deposit12-Month CD30-Month Special Term CD60-Month CD$500$501$503$506$2,500$2,506$2,516$2,531$5,000$5,013$5,031$5,063$10,000$10,025$10,063$10,126How State Farm CDs Rates Compare to Other Banks
When it comes to CD rates, State Farm competes with some of the best online banks. Like Marcus by Goldman Sachs, State Farm’s two shortest CD terms have the lowest rates when compared to its longer-term counterparts. Still, these rates come in much higher than the maximum rates of big banks like Chase.
Another big online bank name is Ally Bank, which doesn’t require a minimum deposit, unlike State Farm. Ally’s High Yield CDs also earn according to balance tiers. This means that a higher deposit can snag you an even better rate. Ally also offers two more types of CD accounts so you can better find an account that fits your financial needs. For example, one type allows you to make an early withdrawal without facing a penalty. CD AccountState Farm AllyMarcus by Goldman SachsChase6 Month-0.25%0.15%0.02%1 Year0.25%0.60%0.55%0.02%3 Year0.25%0.65%0.55%0.02%5 Year0.25%0.85%0.60%0.02%Compare State Farm to Other Competitive OffersShould You Get a State Farm CD Account?
You should consider getting a State Farm CD account if you have long-term savings goals. The shortest CD term here lasts for 12 months which differs from most banks’ CD offerings which typically start at three or six months. Viking dream catcher. You’ll also have to start with the 30-month State Farm CD to really take advantage of the bank’s high interest rates. Otherwise, you’ll see minimal growth with a 12-month or 24-month CD.
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Still, State Farm does offer great interest rates that you may not want to miss. Plus, you can maximize your earnings over time by creating a CD ladder. This involves opening multiple CDs with different term lengths at the same time. That way, you can receive payments over the coming years when each CD matures.Valid as of 03/6/2021 3:46 PM EST DescriptionAPY*Rate3 months0.20%0.20%6 months0.25%0.25%9 months0.35%0.35%12 months0.45%0.45%18 months0.50%0.50%24 months0.60%0.60%36 months0.70%0.70%48 months0.75%0.75%60 months0.85%0.85%
*APY denotes Annual Percentage Yield
Rates and information are subject to change at any time. Recurring deposits may be made into the certificate through automatic transfers (ATS) only. You may set up recurring deposits through ATS within 30 days after the certificate is purchased. Deposits can be stopped or reduced at any time. This rate will be paid until the certificate matures. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on or before the maturity date. Upon renewal, the term will be the same as the original term. You have ten calendar days after maturity to redeem your certificate without penalty if you do not want to renew. If the member has not contacted PSECU by the maturity date, the certificate will renew for the rate in effect on the date of maturity and for the same term as the original term. A penalty will be imposed for early withdrawal. A minimum daily balance of $500 must be maintained in order to earn the disclosed APY.
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Joker 81 consists of 4×3 symbols. The game boasts of excellent graphic features which make the experience much more memorable. The Online Joker 81 slot game features the bonus game and gambling round where the winnings can be multiplied astronomically. There is even a security round where the player doesn’t lose any of the bet amounts. It is entirely up to the players to decide whether they wish to opt for this round or not. This slot is a classic game offered by Kajot Slots Casinos and is based on a unique theme like other games offered by it such as Hot Factor and Big Apple.Online Joker 81 Kajot Slot
GAME SPECIFICATION. Joker 81 Dice is a 4-reel game with 3 slots per reel and 7 win-lines with the Wild Joker symbol, which increases the number of win-lines to 81 by its presence on the reels. Winnings are valid from left to right. Winning combinations and payouts are made according to Pay Table. Joker: The Joker is a replacement for other symbols. Joker 81 Extra: If there is a Joker in one of the reels, there are a possible 81 paylines. Gambling: Astronomical winnings can be achieved by multiple doubling of winnings after the game. After each game won, gambling starts. Winnings can be doubled in various rounds.
This Kajot Casino online slot machine game features incredible graphics. The gamers can multiply their winnings owing to the special rounds offered by this game. This joker themed game is worth trying for some fun! The effects make the game not just fun, but also keep the gamer hooked to this slot game.Author:Kajot GamesTheme:Retro slotsReels:4 reels, 3 rowsWinning lines:7/81Return to Player (RTP):95%Volatility:Medium 3/5Mobile version:YesOther properties of the game:Wild symbols, automatic game The Joker 81 fruit retro slot from Kajot
A real classic! There’s no other way to describe the Joker 81 online slot machine. In some way, it’s the most modern version of the Joker 27 slot that has one more reel. It’s a piece from the company Kajot Games that, in this case, preferred simplicity and a return to the past before innovation and extravagance. The Joker 81 slot machine is exactly like the ones that you played when you were starting out. Among the players of classic retro slots are still quite popular and that’s mainly due to their simplicity, speed, fruity look, and the choice to get big wins with small bets.
Joker 81 is composed of 4 reels, 3 rows, and 7 fixed winning lines. Their number is fixed and you cannot change it in any way. But if you meet one condition that we’ll explain later, the number of winning lines grows up to 81. The winning combinations are valid in a single direction from left to right. The reels themselves contain the symbols of cherries, lemons, oranges, plums, melons, grapes, and you’ll be giving thanks for higher wins to the starts (12-times your bet), the sevens (60-times your bet), and the Joker Bar (120-times your bet).
Kajot Games Joker 815 A Wild symbol expands the winnings lines to up to 81
The Joker Bar is also a Wild symbol that substitutes missing symbols in a winning combination. And now the above-mentioned important bonus feature of the slot. As soon as you get a Joker Bar symbol on the slot, the machine will expand to 81 winning lines where the chances of winning rapidly increase. And that’s basically everything concerning any bonus features of this slot machine. You won’t find any Scatter symbols, freespins, win multipliers, or other bonus functions or mini-games on it. Try out the Joker 81 at a casino
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*Viking Dream Catcher TattooDREAM CATCHER DON JUAN(The Scandinavian x Breezy Acres Awesome)2006 bay stallionDonnie was the foal of a lifetime. He is just what we have been breeding for. Kind and gentle, he is still a stallion and should make a nice breeding stallion as that is what he was bred to be. He was shown once and was Res. Champion to his sire, The Scandinavian. He is started under saddle lightly. He has been ground driven quite a bit but not hooked. He loves to work and always does his best. He is so like his sire and siblings. He should mature about 15 hands, and is a big bodied colt.The ScandinavianFiddler’s FirstcommandWaseeka’s In CommandFiddler’s ChantillyScandia’s MoonbeamUVM VikingOldwick IndiraBreezy Acres AwesomeEndura EmperorHVK Port Au PrinceUVM KathyCelebration CommandI Will CommandKnights BallerinaDonnie’s complete pedigree can be seen here.It includes pictures of many of his ancestors.
The Viking 47 Convertible is where luxury, speed and comfort meet tournament fishing capability. The “In XS” was designed and built to fish hard and be very comfortable doing it. His vision of the very successful charter service Dream Catcher Charters is alive and well in the “In XS”. Buy Dragon Dream Catcher Pendant Necklace Norse Viking Snake Ouroboros Talisman Pagan Wicca Spiritual Jewelry (4021) and other Pendants at Amazon.com. Our wide selection is elegible for free shipping and free returns. How the Dream Catcher is made: Using a hoop of willow, and decorating it with findings, bits and pieces of everyday life, (feathers, arrow heads, beads, etc) the dream catcher is believed to have the power to catch all of a person’s dreams, trapping the bad ones, and letting only the good dreams pass through the dream catcher.MORE PICTURES OF DONNIE(click on any thumbnail to enlarge)DREAM CATCHER DESIREE(The Scandinavian x Breezy Acres Awesome) 2003 bay Morgan mare Desi is one of our favorite mares. She is everything we want in a Morgan mare, typy, beautiful, gentle and has been well trained. If everyone of our foals turned out like her we would be so pleased. Desi is a big bodied mare with a beautiful head. She has had 2+ years of professional training and could be right back to it with a couple months with a trainer. She has won a lot of classes and won the sport horse in hand at Ann Taylors sport horse show. She was 1st in mares, 1st in Morgan mares and 2 years in a row she was Res. Champion to Ann’s stallion. I was really proud because it was two years under two different judges. She also has won some WP classes at Class ’A’ shows. The last two years she has had babies and is open now. She is 15+ hands tall. I am asking $7500 for her and if the buyer wanted her bred, she could be bred to BDM Border Ryder. SOLD, congratulations to Ellie Ferrari!The ScandinavianFiddler’s FirstcommandWaseeka’s In CommandFiddler’s ChantillyScandia’s MoonbeamUVM VikingOldwick IndiraBreezy Acres AwesomeEndura EmperorHVK Port Au PrinceUVM KathyCelebration CommandI Will CommandKnights BallerinaDesi’s complete pedigree can be seen here.It includes pictures of many of her ancestors.MORE PICTURES OF DESI(click on any thumbnail to enlarge)DREAM CATCHER PARDI SHOES(RJM Pardon My French x Imelda’s New Shoes)2005 bay Morgan marePardi is bred to Cracker and should have a buckskin (I looked at her papers and it is all bay for three generations except for one black on the 3rd generation). Martin Merz trained her and said her only fault was no other horses could keep up with her walk, until he started riding with two ladies who have TWH’s and he said they could keep up. I am asking $4500 for her, she is a beautiful mare and well broke. SOLD, congratulations to Ellie Ferrari!RJM Pardon My FrenchFuturity French CommandCarlyle CommandNobelleSnowcrest PreciousCanyonview ClassicCrown CameoImelda’s New ShoesTedwin TopicFiddler’s ContenderWaseeka Cajun QueenSouthbrook Rebecca AnnUltimate CommandNemours Royal CameoPardi’s complete pedigree can be seen here.It includes pictures of many of her ancestors.MORE PICTURES OF PARDI(click on any thumbnail to enlarge)DREAM CATCHER SCANTAZTIC(The Scandinavian x Mantic Merci Amour) 2006 bay Morgan geldingvideo of Taz under saddleThis beautiful bay gelding is barely started but has been ridden. He is hot and has a big motor. I think he could go EP as well as he has a beautiful long extension. $3500The ScandinavianFiddler’s FirstcommandWaseeka’s In CommandFiddler’s ChantillyScandia’s MoonbeamUVM VikingOldwick IndiraMantic MichelleRJM Pardon My FrenchFuturity French CommandSnowcrest PreciousMantic MonicaMantic Peter FrostHEK’s MoonmistTaz’s complete pedigree can be seen here.It includes pictures of many of his ancestors.MORE PICTURES OF TAZ(click on any thumbnail to enlarge)DREAM CATCHER STARMAKER(The Scandinavian x Mantic Michelle)2007 bay Morgan geldingNEW! video of Star under saddleThis 3 year old gelding is not started yet but very gentle to handle. He is a tall boy but have not measured him this spring. He is upheaded and has lots of action. He should be a good candidate for Classic EP or whatever you want to do with him. He is a beautiful mover. He could be a beautiful fancy WP horse. Inquire for current price. The ScandinavianFiddler’s FirstcommandWaseeka’s In CommandFiddler’s ChantillyScandia’s MoonbeamUVM VikingOldwick IndiraMantic Merci AmourRJM Pardon My FrenchFuturity French CommandSnowcrest PreciousMantic MonicaMantic Peter FrostHek’s MoonmistStar’s complete pedigree can be seen here.It includes pictures of many of his ancestors.MORE PICTURES OF STAR(click on any thumbnail to enlarge)LOOKAWAY’S MAVERICK(Arboria Top Gun x Fantasia Grand Ms Pepper) 2000 chestnut Morgan gelding Viking Dreamcatcher This 10 year old gelding has done it all and done it successfully. He was shown driving at 3 and 4, then classic EP and sometime EP. The last year our granddaughter showed him it was in hunter and he won a lot of classes. Has a lot of knee but also lots of extension. Since our granddaughter is in college no one is showing him so he has been a lesson horse for jumping, is great on the trails and Katrina has 3 day evented him a little. He loves to work and loves to jump. He is hot but very well trained and has been ridden by kids who are confident riders. SOLD, congratulations to Katrina Chevrette! Handmade Dream Catchers For SaleArboria Top GunArboria Noble VictorNoble CommandUVM VictoriaKendalwood FortuneRapidan ApolloUVM TreasureFantasia Grand Ms PepperSerenity GrandmasterBlack River ThorSerenity Mar KayeSyndicat TequilaTrijas Mr. PepperlectTedwin ToccoaViking Dream Catcher TattooMaverick’s complete pedigree can be seen here.It includes pictures of many of his ancestors.MORE PICTURES OF MAVERICK(click on any thumbnail to enlarge)
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What is Cribbage?
Cribbage is a card game originating from the United Kingdom, and it is designed to be played by 2-6 players. The game is, at its core, a strategy-based card game, but it also has a distinct cribbage board that epitomizes the game type. The game has a strict set of rules and a unique scoring system, making it an acquired taste.
Jan 03, 2021 The crib is an enormous part of cribbage strategy. If you are the dealer, you can save away your good cards in this crib for later. If you are not the dealer, you must try to give the dealer as weak of a hand as possible, while not jeopardizing your own play. Cribbage Strategy for Pegging. Try to lead your opponent during play. For example, if you start with a 7, your opponent could play an 8 for 15 and score 2 points. By leading, you can play a 9 to score 3 points for a Run. If possible, try to cover yourself in case the opponent pairs you or makes fifteen. For example, if you hold 2 3 6 9, lead.
The classic Cribbage game has quite a following, especially in its country of origin. It is commonly played in pubs, clubs and other places of gathering, and serves as a popular pastime among the UK-based public.The Board
Cribbage’s most distinctive aspect is theboard, and the same board style has been used since the game’s introduction inthe early 17th century. The board serves as a makeshift scoringsheet, and is definitely one of the defining aspects of the game.
A typical Cribbage board template is a sequence of holes,known as “streets”, laid out in a cyclic fashion. Scores are kept across thewhole game, so two pegs are used per player. These pegs are used in analternating fashion, such that the previous peg always remains to show theprevious score.
While that forms the essentialscore-counting part of the board, there are also certain other boards thatincorporate a separate game-counter, which shows the number of games won byeach side.How manyholes are in a Cribbage board?
The boards count score for each player, upto a maximum of 121, hence each line of peg-holes having a maximum of 120 holesin total.How to Play Cribbage?
Cribbage is designed to be played by 2-6players, and you really just need a deck of the standard 52-card deck to play Cribbage. The board is anadded bonus, but can be substituted with a simple score sheet or counter if oneis unavailable.
The goal of the game is to be the firstplayer to reach the score threshold of 121 points, though certain variationsmight prefer the 61-point limit instead. Scores are awarded for satisfyingspecific conditions, which will be described in detail in the Scoring sectionof the guide.
We provide easy Cribbage instructions for the 2-player variant below.Deal Phase
Regardless of the number of players, theturn order is determined through deck splitting. The player who reveals thelowest card goes first. Turn order then proceeds in clockwise order.
The dealer shuffles the deck and proceeds todeal 6 cards to each player. These 6 cards form the hands of each player. Eachplayer is then required to discard 2 cards, to form the crib. These discardedcards are placed face down, and will only be used in the Show phase of thegame.
At this stage, all players will have handsconsisting of 4 cards, and the crib also contains 4 cards.
The player to the left of the dealer willthen cut the deck, and the dealer reveals the top card. This card will be the“starter”.
Dealers rotate at the end of each round.Play Phase
The non-dealer goes first, and places acard from their hand face up in front of her, stating the count. The count iscumulative, so each successive card played by any player will add to thisvalue.
For instance, if the first card laid down isa 5, the non-dealer will say “5” as the count. The dealer then plays a 10 inresponse. The dealer will say “15” as the count, summing up all previouslyplayed cards.
The count cannot exceed 31, and if a playeris unable to play cards without exceeding the count, they will say “Go”. If allplayers call “Go”, the last player who managed to play a card will earn apoint. The count is then reset to 0.
During the Play phase, players can beawarded points for achieving certain conditions. These include:
*Making a count of exactly 15
*Playing a card that is a pair,three of a kind, or four of a kind with the previously played card
*Making a run of three or morecards (note that suit is unimportant in these runs)
As scores are awarded, the pegs are movedin a leapfrog fashion. For example, if the dealer gets 2 points, he places apeg 2 holes ahead.Show Phase
Once the play phase concludes, each playerthen places their hands face-up. Scores are the awarded based on the contentsof each hand. The starter card that was revealed during the Deal phase is alsoconsidered in the combinations.
Points are awarded for the following:
*Combinations of cards totallinga value of 15
*Runs
*Pairs
*Nobs, where a player has a Jackof the same suit as the starter card
*Flushes
When revealing each combination, the playeris required to show each combination, and count the points out loud.
The dealer, after counting his/her hand,also counts the crib, and adds valid combinations from the crib to his score.Winning
A player wins the game once he/she reachesthe defined point threshold.Cribbage Rules
There are specific rules one must follow in Cribbage, and there is the optional “Muggins” rule that can add a layer of strategy.Card Values
The cards are valued with Kings being thehighest card, and Aces being the lowest.Calling Counts
Counts are called with the conditionpreceeding it. For example, a player will call their scores as such “Pair 2,Pair 4, Three of a kind 7, 15 9…” and so on. This applies to all phases of thegame.Flipping Jacks
If a Jack is revealed during the deckcutting, the player making the cut will be awarded 2 points.CribbageRun Rules
Runs do not have to be played in order. Forexample, Player 1 plays an 8, followed by a 10 from Player 2. Player 1 can thenplay a 9 to claim a run.Muggins
Since the game involves calling out thevalid combinations for scores, it is possible for players to miss some scorablesets. If other players observe these missed point opportunities, they can call“Muggins” to claim the points.
Note that this is an optional rule, andsome people play without this rule.Summary of Rules
In summary, the Cribbage pegging rules are:
*Dealer is determined by deck cutting.
*Each player is dealt 6 cards.
*Each player discards 2 cards to the crib.
*The non-dealer cuts the deck to reveal the “starter” card.
*The non-dealer begins by playing a card, followed by the dealer.
*The play continues until all players have clear their cards from their hand.
*The Show phase commences, and each player counts their hand.
*The dealer counts the crib.
*The dealer rotates at the end of the round.
*When a player reaches the defined point threshold, they win.Scoring Chart & Points
Cribbage scoring is based on the available combinations of cards, and each combination has a different assigned score. Once a player achieves the required points, they win the game. The highest score in Cribbage is 121, at which point the player wins.Scoring Chart
The standard cribbage scoring chart is shown below. TypeDescription Example Hand pointsCrib points FifteenA group of cards combining to a total of 15 pointsA♣ 6♣ 8♥ 2 2 PairTwo cards with the same rank6♣ 6♥ 2 2Three of a kindThree cards of the same rank3♣ 3♦ 3♠ 6 6Four of a kindFour cards of the same rank3♣ 3♦ 3♠ 3♥ 12 12 Run of 3Three cards of consecutive ranks7♠ 8♣ 9♣ 3 3 Run of 4Four cards of consecutive ranks10♦ J♦ Q♥ K♣ 4 4 Run of 5Five cards of consecutive rank2♠ 3♠ 4♣ 5♣ 6♥ 5 5 Run of 6Six cards of consecutive rank8♥ 9♣ 10♦ J♦Q♥ K♣ 6 Flush of 4All cards are of the same suit3♦ J♦ A♦ 6♦ 4 Flush of 5All cards are of the same suit6♣ 9♣ 10♣ A♣, 5♣ 5 NobA Jack in hand is the same suit as the starter8♠ A♣ 6♣ J♥ Starter Card: K♥ 1 Thirty – one The played cards sum up to 31 points7♠ 8♠ 10♣ 6♣ 2 GoThe last card is played before exceeding 31 points during Play 1 Revealing a Jack as StarterRevealing a Jack as a starter card during the deck cutting phase. 2
There also several Cribbage scoring calculators available like this one.Hand Example
This is an example hand of Cribbage played from thedeal to the end of the round. Dealer Non-dealer 3♠ 3♦ A♦ 5♣ 6♥K♥7♠ 8♦ A♣ 6♣ A♥10♦
The players are then required to discard 2cards to form the crib.Dealer Non-dealer3♠ 3♦ A♦ 5♣7♠ A♣ A♥6♣
Crib: 6 ♥, K ♥, 10 ♦, 8 ♦
A starter card of is A ♣ is revealed.The Play phase begins:
*The non-dealer begins by playing a A ♣.
*The dealer plays a A ♦, making a pair, getting awarded 2 points.
*The non-dealer plays his/her A ♥, making a three of a kind, earning 6 points.
*The dealer plays a 3 ♠, increasing the count to 6.
*The non-dealer plays a 6 ♣, increasing the count to 12.
*The dealer plays as 3 ♦, increasing the count to 15, earning 2 points.
*The remaining cards are played out without any points being earned by either player.
At the end of the Play phase, the scores are:
*Dealer: 4 points
*Non-dealer: 6 pointsThe Show phase then begins:
The dealer’s hand has 2 pairs (3s and Aces with the starter card). The dealer gets 4 points.
The non-dealer’s hand has a three of a kind (Aces with the starter card). The dealer gets 6 points.
The players now have these points:
*Dealer: 4 + 4 = 8 points
*Non-dealer: 6 + 6 points = 12 points
The dealer then counts the crib, but thereare no available combinations.
Hence, the round ends with these scores:
*Dealer: 8 points
*Non-dealer: 12 points
The dealer the rotates for the next round.What is thebest hand in Cribbage?
The best hand is ultimately subjectiveduring the Play phase, but the highest score a hand can get during the Showphase is 29.
The best possible hand is 5♠5♣ 5♥ 5♦ and any Jack.
One of the four cards will be the startercard. This combination gives 8 different 15s for 16 points, a four of a kindworth 12 points, and a nobs worth 1 point, giving a total of 29 points.Cribbage Strategy & Tips
Strategy and tips to help you master Cribbage land:Cribbage Strategy Crib
*Discards are important, as the crib serves as a possibility for the dealer to earn extra points.
*Cribbage strategy revolves around choosing the right cards to play during the play phase.
*Remember, runs do not have to be played in order.
*The best cribbage players always have the count in mind, getting easy 15s and 31s.
*Take your time during the show phase, as you don’t want to miss potential points.
*Keeping runs during the Deal phase can help during the Show phase, but not necessarily during the Play phase.Frequently Asked QuestionsWhen was the game invented?
Cribbage was invented in the early 1600s in Great Britain. You can read more on the history here.How many points is a Four of a Kind in Cribbage?
A four of a kind is worth 12 points.What is a Skunk in Cribbage?
A skunk is when a player wins with a 31 point difference with his opponent.What is a Flush in Cribbage?
A flush is a combination of 4 or more cards in the same suit.Useful Links
*American Cribbage Congress: The largest Cribbage organization in the world. They standardized the rules for tournaments.
*The Cribbage Guy: Great place to find all kinds of unique Crib Boards.
*Cribbage Boards – Limited Edition: House of Cribbage is an online store for limited edition exquisite inlaid wooden boards.Play Cribbage OnlineCribbage ForumBest Cribbage StrategyPlay Cribbage -- How to Become a Better Player -- Cribbage Tips At GameColony.com you can play cribbage online. We also offer Cribbage Live - a native mobile app for iPhone/iPad and ’GC Cribbage’ - native app for Android phones and tablets. With our modern Cribbage HTML5 web apps (’blue app’ & ’green app’), you can play cribbage using any new browser - either on a desktop like Windows or Mac, or on a mobile device like iPhone or iPad or Android phone or tablet. See basic cribbage strategy tips here: Cribbage Game StrategyGameColony.com is now a ’home away from home’ for many of the world’s strongest and the most experienced cribbage players. Below are cribbage hints (tips) and suggestions by Robert (Bob) Milk (player handle: Moojus aka Moo) - a dedicated GameColony player and the current Commissioner for American Cribbage Congress (ACC). The American Cribbage Congress (ACC) is the largest organization for the promotion of cribbage. Bob Milk has originally posted his cribbage hints separately one-by-one in GameColony’s public forum (e.g., Cribbage Hint #1). As there was a lot of interest from GameColony’s cribbage players, we have combined these posts here.Cribbage Tips below are general principles of play. Skilled cribbage players also try to get to know their opponents and how they play and make a few mental notes of what their opponents like to discard to their cribs or their opponent’s cribs, assuming they have choices when doing so.Study these cribbage hints - they should help you play cribbage better! Without further ado... below is pure... Moojus:Cribbage Hint #1I am going to start off this one with two questions, along with their answers, and some information for you to ponder.Q1. What is the average crib count?A1. 4Q2. What is the average number of points down the board does the dealer score (this includes pegs, hand count, and crib count)?A2. 16Q3. What is the average number of points down the board does the non-dealer score (this includes pegs, and hand count)?A3. 10Q4. How many hands (deals) are there in the average cribbage game?A4. The answer is 10. Generally speaking, there are 9 hands fully played out. The starting dealer usually goes out during the 10th hand.This has a subtle implication...The starting dealer gets to count one more crib during the average game than the starting pone (non-dealer); providing the starting dealer with a minimum of a 4 point advantage.This means that somehow, the starting pone needs to outpeg (score more points) than the starting dealer during those hands.If, as the starting pone, you just intend for the cards to favor you and not the starting dealer, then you are not playing to your fullest. As the starting pone, you should play more aggressively to overcome this deficit so that you can go out during the 9th hand. By the same logic, the starting dealer should try to keep the starting pone from pegging points as the starting dealer wants the game to go slow enough so that they get to count their hand and crib on the 9th hand and if not out, be in a position to go out during the 10th hand. Just some thoughts to make you think about some strategy!Cribbage Hint #2Watch Out for Runs During Play!!!You need to pay attention during the play so that you do not let your opponent pick up 3 or more points by playing into a run.Frequently, I am able to pick up 3 or more points because my opponent may not be paying attention and makes a play such that I can get a run. This example showed up last week. I was the dealer, the play was as follows: Note: P-pone; D-Dealer, [..]-points scored(P)-4; (D)-9 making the score 13;(P)-10 making the score (23);(D)-8 making the score (31) [5 points for the (D)]The Pone had better cards to play. Free Points for your opponent is what happens when you are not paying attention. This example was NOT a trap, that is, the only possible play.I hope that some of you are able to use my hints.Cribbage Hint #3 - Dump the Lone AceMike Burns taught me that the pone should dump the lone Ace as quickly as possible. Mike Burns has attained the ranking of Grand Master in the American Cribbage Congress (ACC). Mike won the ACC’s Tournament of Champions in 2004.Many players try to save their lone Ace to get a 31 for 2 or last card. Many times this has disastrous results for the pone. For a real example, last night, I did not heed this advice and my Ace was trapped; this cost me the game as I lost by 2 points. I was the Pone and held: A-6-6-8 (this is a common hand)The dealer held: K-4-A-A (another common hand)(P)-8; (D)-K making the score 18;(P)-6 making the score 24;(D)-4 making the score 28(P)-A making the score 29 (D)-A making the score 30 [2 points for the D](P) - Go(D)-A making the score 31 [2 points for 31 plus 6 points for the pairs royal for a total of 8 ponts to the D]The Dealer scored 10 unanswered points. Had I led with the Ace or played the Ace second, I would have won this game. My opponent counted first and had exactly enough to go out. I could not count my last hand, but had enough to go out. Had he scored fewer than 10 points during that play, the game results would have been different.Some players would say the dealer got lucky here. In reality, skill, or rather my demonstrated lack of skill, resulted in the 10 points. The skill is in understanding how to correctly play the cards you are dealt and then playing them correctly. Cribbage Hint #4: Probability Cribbage Tip: Basic Probability TheoryCribbage players should have an understanding of probability. This understanding will help you become a better (more skillful) cribbage (and card) player.For this, I will use the standard coin and add the real world dynamics that it must land either on heads or tails. Landing on the edge is not a valid option.First, I will keep it easy. If I flip the coin, what are the odds (probability) that it will land heads up? The odds are 50%. The calculation is the sum of desired outcomes (1-heads) divided by the number of possible outcomes (2-heads or tails).1 / 2 = 50%Now for a more difficult example, If I flip this same coin 4 times what are the odds of it coming up heads exactly twice? Is it 50% or is it something like 50% * 50% * 50% * 50% = 6.25%. Got you thinking haven’t I?To compute the odds (probability), we must figure out all possible outcomes that could occur from flipping a coin 4 times; these I list below:HHHH HHHTHHTHHTHHTHHHHHTT*HTHT*THHT*HTTH*TTHH*THTH*HTTTTHTTTTHTTTTHTTTTThere are 16 possible outcomes. I put an ’*’ next to each where exactly 2 heads appear. There are 6 of these where there are exactly 2 heads.Using the calculations, the odds (probability) of exactly 2 heads appear if we flip the coin 4 times is the number of desired outcomes (6) divided by the number of possible outcomes (16):6 / 16 = 37.5%You need to understand this theory as it can be used to help you decide what to hold and/or discard. Some players say that some players are lucky because they get a lot of cuts for the hand and/or crib.. In reality, many ’lucky’ players have the skill of understanding the probability theory.These suggestions for improvement come from many sources, including, but not limited to the following:’Play Winning Cribbage’ by Delynn Colvert (the undisputed top player in North America) ’Cribbage: A New Concept’ by John Chambers The Cribbage Forum web site hosted by Michael Schell Hints from some of the top American Cribbage Congress Players My personal experiences Disclaimer: I have no vested interest in any of the publications listed. These techniques wo

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* Who Is Eligible To Play? You must be 21 years of age or older, not on any self-exclusion lists, and in the state of Pennsylvania to wager. You cannot be a key-licensed employee, gaming or gaming supervisor-licensed employee in Pennsylvania. You can also wager in other states where FanDuel Sportsbook is live as per below.
* What Other States Is FanDuel Sportsbook Online Available? Currently, FanDuel Sportsbook has launched online sports wagering in the states of NJ, WV, IN, & CO.
* If I Already Have A FanDuel Daily Fantasy Sports Account, Will I Have to Register For FanDuel Sportsbook? Yes, understand that currently in Pennsylvania, DFS and FanDuel Sportsbook are operated by the same company but will require you to visit each site or download each app separately. You will also be asked to create a separate account for each. However, there is a sync feature to link your Fantasy and Sportsbook account once you successfully register for the Sportsbook. Make sure to use the same email address. However, this will soon be changing and you will be able to use the same account details across both DFS and FanDuel Sportsbook.
* Why Does FanDuel Need My Information During Registration? FanDuel has many checks in place to make sure you are who you say you are. This also helps protect your identity and makes for a safe and secure registration process. Please be sure to double check your entries before submitting to eliminate the chances of not being verified. If you do encounter any verification issues then contact FanDuel’s Customer Support Team.
* Is My Information Secure? FanDuel takes registration and payment security very seriously. Think of us like your bank. FanDuel has many secure systems in place to make sure your information is 100% secure.
* Is It Fair to Play? Who Guarantees The Fairness Of FanDuel Online Sportsbook? Yes, FanDuel has many systems and checks in place to make the gaming experience safe and fun for all. FanDuel’s platform has been GLI tested (Gaming Laboratories International) and approved by the Pennsylvania Gaming Control Board.
* What Kind Of Deposit Options Are Available? You can find a full list of deposit options on the ‘Add funds’ section of FanDuel’s site and app. Or on FanDuel’s FAQS page here: https://fanduelsportsbook.zendesk.com/hc/en-us. This includes ACH(eCheck), Credit/debit card, Prepaid card, Paypal, PayNearMe, Cash At Cage, Check or wire transfer.
* I Made A Deposit, But I’d Like A Refund, What Can I Do? Deposited winnings can’t be withdrawn for compliance purposes, but FanDuel can of course issue you a refund. Simply Contact Customer Support on the website or app.
* How Quick Will I Receive My Winnings If I Withdraw?
Many of FanDuel’s options offer a very quick and easy withdraw process. You can withdraw your winnings anytime through PayPal, prepaid card, Check, Cash At Cage, and Online Banking.
Please note, you will not be able to withdraw using Prepaid Card or Paypal unless you have deposited using that method in the past. If you have deposited using multiple methods, then all the withdrawal methods listed will be available to you.
If you withdraw via PayPal it takes approximately 12 hours for FanDuel’s team to review. Once approved, you should see those funds within the hour. Prepaid Card withdrawal can take up to 24hrs to be approved. Once approved, you will be able to access the funds immediately. If you withdraw via Online Banking, it takes 3-5 business days to process. If you withdraw via check, it should arrive within 7 to 10 business days.
* I Forgot My Password, What Can I Do? You are able to reset your own password by clicking “Forgot Password” on the login page. You will be asked to verify some security question on your account, you can also set-up SMS authentication, to further protect your security. If you have problems with your account please contact Customer Support and FanDuel will be happy to assist
* How Can I Start Playing?
It is easy for eligible players to create an account!
Please see above regarding eligibility and then see how to begin your journey below:
1. Visit https://pa.sportsbook.fanduel.com/sports or download the FanDuel Sportsbook IOS/Android App FOR FREE! FanDuel’s iPhone app is available in the App store. While if you wish to download FanDuel’s Android app, just navigate to FanDuel’s website above, and it will prompt you to download.
2. Click JOIN NOW to create your account
3. Follow the secure prompts that will help identity and keep your account 100% safe.
4. Once registered, there are several methods to complete safe and secure deposits.
* What Kind Of Bets Are Being Offered?
There are usually many sports available to make wagers on and tons of exciting bet types available on FanDuel Sportsbook. Please CLICK HERE to view FanDuel’s guide to betting. This guide will assist first time bettors and seasoned professionals. Here are the standard types of wagers available:
Straight Bets: A straight bet is a type of wager where you bet on a single game that carries either a point spread, a total or a money line. The money line bet is simply betting on which team will win, the spread bet brings a handicap into play offering closer to an even chance on either team, while Totals wagers are over/under bets based on points or goals scored.
Parlays: Parlay bets are a series of connected bets. Parlay winnings are only paid if all legs of the parlay win.
Proposition Bets: Also known as prop bets, these allow bettors to bet on a variety of different possible events in a game. A typical prop bet may be that a specific player will make the next touchdown during a game
Futures bets: Long-term bets when you’re betting on a team or player over the course of the season. Such as Broncos to make the play-offs.
Round Robin Bets: Multi-team bets between three and sixteen teams. These teams are then used to create as many two team parlay combinations as possible. In a round robin bet, the amount you bet is the amount that is bet on each two team parlay.
* Are there any restrictions on the types of bets I can place? Occasionally FanDuel may cap maximum online wager or winnings for larger bets, however if you are restricted at any stage FanDuel’s Customer Support Team will be happy to help out
* What Sign Up Offers Are Available? New customers to FanDuel Sportsbook are eligible for a risk free first wager of up to $1000 (unless signed up through another specific promotion). Place your first wager and if you lose, FanDuel will return your funds (up to $1000) in Sportsbook bonus.
* What Other Promotions Does FanDuel Have Available?
Each day FanDuel will have odds boosts available, to boost/increase the odds to so that your potential payout is larger than normal. It is a good idea to always check the odds boost first before making a normal wager just in case FanDuel has boosted the bet you want to place.
FanDuel also has weekly promotions available! Please keep an eye on this page for promotions: https://myaccount.fanduel.com/promotions.shtml?source=pa.sportsbook
* How Can I Make Sure I Wager Responsibly?
FanDuel has plenty of tools in place to encourage responsible gambling.
Play/Deposit Limits - You can set daily, weekly or monthly play and deposit limits which prevent you from being able to play or deposit more than a specified amount during that period
Time Limits - You can set a limit on the number of hours per day that you will be able to play on this site. To do so, simply enter the maximum number of hours per day you want to be able to spend playing on the site and submit your request. If valid, your time limit will be instantly applied to your account.
Any decrease you set to an existing limit will be effective immediately. Any increase you set to an existing limit will become effective only after the time period of the previously set limit has expired and after you have confirmed the new limit.
Self-Exclusion - If you believe you need to take a break from gaming, please visit the Pennsylvania Gaming Control Board’s website to request a self-exclusion. Upon visiting the PGCB’s website, please click on the ’Register’ button to begin enrollment in the self-exclusion program.
Time out - Should you need a cooling off period from gaming, you can choose FanDuel’s self-suspend action. Please be aware that the self-suspension has to be for a minimum of 72 hours and that during that time period you will not be able to login. Please contact customer service should you want your funds returned during that period. The account will be automatically re-enabled after the period has gone by.
* How Do I Close My Account? If you would like to close your account for any reason, you may e-mail FanDuel at sportsbook@fanduel.com and FanDuel will be happy to assist you with closing your FanDuel account.
* How Do I Contact Support? FanDuel’s support team is available 24/7 through live chat. To start a chat go to FanDuel’s Customer Support page, which can be found by logging in and clicking ‘Customer Support under your user options, or clicking the ‘support’ link on the footer of the website and app. FanDuel’s team is also available by emailing sportsbook@fanduel.comFanduel Online Betting Michigan 21+ and present in NJ, PA, WV, IN or CO. First online real money wager only. Refund issued as nonwithdrawable site credit that expires in 14 days. Restrictions apply. See full terms at sportsbook.fanduel.com. Gambling problem? Please call: 1-800-GAMBLER or visit the PA council on compulsive gambling.
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There are three different ways to express odds when it comes to sports betting - American odds, fractional odds and decimal odds. Decimal odds are frequently used at European facing sportsbooks, while American odds are mainly used at offshore books that target Americans, as well as US-based brick-and-mortar casinos. Odds represent the likelihood of an outcome occurring. In sports betting, each team is assigned odds that represent the likelihood of them winning the game.
The legal sports betting world is changing. Quickly.
*Odds are displayed in either American, Decimal, or Fractional formats, and serve two purposes: They signal the implied probability of the outcome they are attached to They indicate how much money you could win betting on that outcome.Be careful relying on the odds alone when evaluating the probability an event will occur.
*Fixed odds: When a wager is placed, and a bookmaker accepts it, the line becomes fixed odds. If a bet is placed on Las Vegas at +3.5 odds and the line moves down to +3.0 prior to the game, players.
New states are opening their arms to the world of legal sports betting and are opening opportunities for you to take part in making legal sports bets on your favorite teams in casinos, race tracks and through online betting.
Part of our goal at SportsbookWire is to educate the new and/or casual sports bettor on the typical terms around legal sports betting and the various nuances that go into making a sports bet or wager.
In sports betting, a negative money line (represented as -200, -300, -400, etc.) represents the amount of money that you need to bet in order to win $100 if your bet is correct.Here are some negative money line examples:The New England Patriots are -500 against the Buffalo Bills. If you’re betting the Patriots, you would need to wager $500 in order to win $100 if your bet is correct with the Patriots winning.The New York Yankees are -200 to beat the New York Mets. If you are betting on the Yankees, you need to wager $200 to win $100 if your bet is correct with the Yankees winning.The Tampa Bay Lightning are -400 to beat the Detroit Red Wings. If you’re betting on the Lightning to win, you need to wager $400 to win $100 if your bet is correct with the Lightning winning.
It’s actually pretty easy and we’re sure you get the point here.
Fractional odds of 1/2 and decimal odds of 1.5 are also equivalent in this scenario.
A negative money line is also considered as the favorite – or chalk pick – by the oddsmakers.
We’ll get into that more in other pieces, but the heavier the team, player, situation or bet in general is favored to succeed, the higher the negative money line.
For example…In the first round of the 2018-19 NBA Playoffs, the Golden State Warriors money line was -20000 to beat the Los Angeles Clippers. That means you would need to have wagered $20,000 to win $100 if the Clippers won.Kind of ridiculous, right? That’s how heavy the Warriors were favored over the Clippers … the sports books don’t want you making that bet, because it was expected to be an easy Warriors win.
If you’re looking for more educational information on sports betting and terms around such, be sure to check out our How to Bet on Sports 101 section for a variety of betting definitions, betting terms and sports betting strategies to help you build your bank account.
“Wait, why does this NFL team have a -235 next to its name? What’s with New England Patriots (-15) vs. Miami Dolphins (+15)? Help! HEEEELPPPP!”
If that sounds like you, we’re here to assist you. If you’ve stared at a board at a sportsbook or just seen spreads and moneylines on the Internet and been utterly confused, don’t worry. It’s not just you. Those numbers can be confounding.
But hopefully, once you’re done reading this, you’ll completely understand how they work. As you prepare to dive into the world of sports betting, here’s a breakdown of how the lines work, starting with …Fixed Odds Betting MeaningSpreads
It would be really easy to bet on a game if you could put money on a heavy favorite to win.
That’s where point spreads come in. Let’s look at an example:
Philadelphia Eagles (-4.5)
New York Giants (+4.5)
In this case, you can bet on either two outcomes: you can put money on the Eagles to win the game by 4.5 points OR MORE, which makes them the favorites. Or you can bet that the Giants will either win or lose by LESS THAN 4.5 points. They’re the underdogs.Sports Betting Odds
Now, sometimes the spread “moves” during the days leading up to the game. Perhaps the Eagles’ spread ends up being -3.5 (in which they must win by 3.5 points or more to give you a victory in your bet). Your bet all depends on whichever spread you bet on, whether it was when the Eagles were favored by 4.5 or 3.5 points.
If you ever see “PK” or “pick” next to a team, it means there’s no spread and you can bet on who will win, no matter what the score is.Moneylines
Let’s take that same example above but use moneylines:
Philadelphia Eagles (-200)Betting Odds Meaning Hindi
New York Giants (+150)
The team with a minus symbol is the favorite, and the number is how much money you would need to bet to win $100. In this case, you would have to bet $200 on the Eagles in order to win an additional $100.
The Giants are the underdogs. If they’re +150, that means you could bet $100 to win $150.
Note that you can bet any amount you want, but those numbers are always calculated and posted the same way, either in how much money you would need to wager to win $100 or how much money you could win by wagering $100.Odds
If you’re betting on something like the team who will win the Super Bowl in the future, you might see it look like this:
New England Patriots — 3/1
Baltimore Ravens — 5/1
Kansas City Chiefs — 8/1
If you were betting on the Patriots and their 3/1 odds, you would win $3 for every $1 you spend. So if you bet $50 on the Pats and they ended up winning the Super Bowl, you’d win $150 (plus your original wager) back.
Good luck!
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Arguably, bridge is the greatest card game ever. It not only is a lifelong friend, it also enables you to make lifelong friends because it’s a partnership game. From the four phases of playing a bridge hand to some expert advice on bidding, this Cheat Sheet helps you get started with playing bridge and then. A few game designers have attempted to translate bridge, the card game, into a board game – in many cases in an effort to help people learn basic principles. One of these board games is Bidittle which you will find on the Baron Barclay Bridge Supplies website or elsewhere.
*Bridge Card Game Terms
*Bridge Card Game 247
*Free Bridge Games No Download
*Bridge Card Game Supplies
Get warm by the fire with Winter Bridge! Have some fun, relax, and brush up on your card game skills this season with Winter Bridge. Winter Bridge offers the best in online, tablet, and phone gameplay where you can always play Bridge at home, work, or on the go for FREE with no download or sign-in required! Play today immediately on all of your devices using your favorite internet browser. Hibernate with Winter Bridge!
*The player across the table is your teammate. Try to play off their bids to get the most number of points!
*Try a counting strategy when bidding. A=4,K=3,Q=2,J=1,Empty Suits=3,1 card suits=2, and 2 card suits=1.
*If you have less than 13 points, don’t bid! Always pass!
*With a balanced hand and 16-18 points, feel free to bid 1 No Trump.
*If your hand is not eligible for this 1 NT bid, and you have 13 or more points, open a bid with your strongest suit.
DISCLAIMER: The games on this website are using PLAY (fake) money. No payouts will be awarded, there are no ’winnings’, as all games represented by 247 Games LLC are free to play. Play strictly for fun.
*Menu ▼Bridge Card Game Terms
By Ralph Welton
The author (on the right!) with Buffy the Vampire Slayer
Have you tried to learn how to play bridge only to find you couldn’t follow other bridge players’ explanations? Or maybe you understood each ’helpful’ bridge comment, but the comments didn’t help you improve your bridge game. Very frustrating.Bridge Card Game 247
I’m a retired teacher, and I’ve made my learn how to play bridge site different. Each topic is covered slowly and carefully. There’s plenty of practice. And it’s all FREE! For Beginners
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Welcome, to all of you who are learning to play bridge – duplicate bridge or party bridge. On this site you will find extensive tutorials that help you learn what others assumed you could pick up with one quick explanation. Relax, settle into your chair, and I will help you really learn how to play bridge!My website is different from other bridge sitesFree Bridge Games No DownloadBridge Bears is run by a retired teacher and ACBL life master who has 35 years teaching experience and who’s been playing bridge for over 50 years. I don’t claim to be one of the top players, but I do understand how slowly beginners need to go when they are trying to learn how to play bridge.You’ll find hundreds of hand diagrams with a question and answer format that encourages you to practice thinking like a bridge player.You get mainstream advice here, so you won’t have to wonder if what you learn will be understood by your next partner. You can learn at your own pace, taking as much time as you need to understand each hand before moving on. Look at as many examples as you like today, and come back for more tomorrow. I strive to cover in detail what I’ve heard others mention in passing. I do not assume that one quick explanation is all it takes for a beginner to learn a new concept.If you have a bridge question that’s not answered on my website, email it to me and I’ll see if I can answer it.
Make yourself comfortable and stay awhile! I hope you enjoy the bridge lessons and bridge tutorials on www.bridgebears.comBridge Card Game SuppliesAll best,Ralph Welton
Copyright © 2010-2020 by Ralph Welton. All rights reserved. No part of this website may be copied, displayed on another website, or distributed in any way without permission from the author.
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